Gear Up for the New Year with a Strong Financial Start

Before 2026 rolls in, it’s time to get back on track with your financial goals—and it starts with giving your money a strong head start. 

After everything you powered through this year, you deserve to enjoy the wins you’ve earned. Celebrate, treat yourself, take that well-earned breather. Then, when you’re ready, take one small step that future you will thank you for.

Start with a Savings Account You Can Count On
Every smart money move begins with a solid base. With PSBank Mobile, you can open a savings account anytime, anywhere with just one valid ID. 

It’s an app that flows with you—PSBank Mobile works as your everyday financial companion, letting you easily handle day-to-day tasks like sending funds to loved ones, paying bills, and reloading your toll RFID, all in one secure platform. It keeps up with your plans and helps you manage your money with ease, whatever the season. 

Once your savings account is set, you’re ready to take the next level.

Level Up Your Savings with PSBank Time Deposit
Want your money to grow more—and stay protected from impulse buys? That’s where PSBank Time Deposit comes in.

Think of it as putting your savings on focus mode. With fixed interest and guaranteed returns, your money grows steadily while staying safely out of reach from last-minute splurges. It’s an easy way to build toward bigger goals—whether that’s a dream trip, your first major investment, or the “one day” business you’re planning.

Always on the go? No problem. Through the PSBank Mobile App, you can fund and open a PSBank Peso Time Deposit straight from your phone. Simply choose your preferred term, set how you want to receive your earnings, and you’re done—in just a few taps.

You’ll get SMS updates to stay in the loop, and if you want your money to keep growing automatically, simply turn on auto-rollover and let it do its thing in the background.

With a minimum placement of just P10,000, even a portion of your bonus can start working for you right away. Choose short-term options of 30, 60, or 90 days—place your bonus in December and see returns as early as January. Small move now, smarter start for the year ahead.

Make Room for Bigger Goals
Time Deposits give you predictability and peace of mind, helping you plan with confidence—whether you’re saving for a home, a milestone trip, or your next big life upgrade.

Over time, setting aside part of your bonus (or salary) builds a habit that keeps your money growing consistently. With PSBank Mobile, you can open multiple Peso Time Deposits anytime—perfect for creating different funds for different goals, all moving forward at your own pace.

Before the new year starts, give your money direction. With PSBank Mobile and PSBank Time Deposit, you’re not just saving—you’re building toward what’s next, one smart step at a time.

Open a Time Deposit through the PSBank Mobile App or visit any PSBank branch. For more information on PSBank’s products and services, visit www.psbank.com.ph or follow PSBank on Facebook.