GChecklist: 4 Easy Safety Tips when Shopping Online
Our
stay-at-home lifestyle has proven that there’s so much we can do with
technology. Imagine getting the latest food trend - hello sweet dalgona - or
that budol item you saw on your
Facebook group - 11.11 here we come! - with just a few taps on your
smartphone. You don’t even need to shower, brush your teeth, or step out of the
house. All you need is an internet connection and a trusty e-wallet like GCash.
Yet
with these new conveniences come new watchouts
that we need to be mindful of. You have probably heard of schemes where
scammers try to trick you to give up personal information such as passwords and
MPINs by faking an emergency or the like. Services like GCash are stepping up
to do their part in protecting your information but we still need to do our
part to safeguard our information.
To
help us be more mindful of our security, GCash is introducing the GChecklist, 4
simple reminders that help keep ourselves safe. With the GChecklist, you’ll
never fall for another Tita Baby
asking for load using her new roaming number!
Here’s
what you need to remember:
1. Check the official GCash
channels. It’s tempting to “spill the tea” on social
media in case we have concerns. Finances and dating have one thing in common:
keep it private. Instead of posting our questions about a GCash service on
social media when we get stumped, it’s better to go to the Help Center of the
app. You can find a solution quickly through the self-service section, or
submit a ticket if the answer is not there. Remember, GCash will never send you
a personal message in social media.
2. Never share your MPIN or OTP.
Some things are meant to be shared (like large fries,
a book, or a movie), but these don’t include your Mobile Personal
Identification Number (MPIN) or One-Time Password (OTP). Some scammers pretend
to be a GCash representative or a friend to trick you into giving these to
them. ‘Wag kang pa-fall. Like “The
One,” your MPIN and OTP are meant only for you.
3. Only do actions via the app. Scammers have become more creative in infiltrating your accounts. Some
scammers try to portray a sense of urgency and threaten you with account
deletion to push you to perform what they want, while others send messages
asking you to click a link that looks similar to the official website. These
are called phishing sites and deceive you into giving your personal
information. These usually have red flags in the form of typos, misspellings,
or replacing letters with numbers. Take a closer look at the link. Does it say
GCash, GCsah, or GCa5h? As a great drag queen once said, reading is what? Fundamental. To be safe,
transact only within the app.
4. Be careful who you transact
with. A wireless vacuum that’s significantly cheaper
than the official price? An online seller who wants to meet up in a shady
location? If an offer is too good to be true, it probably is. Always do your
research on the product and the seller before buying anything online. Read the
seller reviews and their ratings, and check out pictures of the actual product.
Does the review have “Excellent quality” and “Very accommodating seller”? Add
to cart na!
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